Terms of Use

Welcome to ipoint.to's website (collectively, "ipoint.to" or the "Website"). The Website is operated by Point Alliance Inc. (“Point Alliance" or "We", as further defined below). By accessing or using the Website or by posting a link on any website(s) owned or operated by or on behalf of you ("You" or "Your"), You signify that You have read, understand and agree to be bound by these terms of use (these "Terms of Use" or this "Agreement"), whether or not You are a registered member of the Website. You are only authorized to use the Website (regardless of whether Your access or use is intended) if You agree to abide by all applicable laws and to this Agreement. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use at any time without further notice. If We do this, we will post the changes to these Terms of Use on the Website. Your continued use of the Website after any such changes constitutes Your acceptance of the revised Terms of Use. Except where stated otherwise, the terms "Point Alliance" and "We" used on the Website and in this Agreement shall be deemed to include Point Alliance Inc. and its affiliates, subsidiaries, successors and assigns.

If You do not comply with this Agreement at any time, We reserve the right to cancel or terminate Your access to the Website (or any part thereof) and/or Your user account, if any. In Point Alliance's sole discretion and without prior notice or liability, We may discontinue, modify or alter any aspect of the Website including, but not limited to, (i) restricting the time the Website is available, (ii) restricting the amount of use permitted, and (iii) restricting or terminating any user's right to use the Website. You agree that any termination or cancellation of Your access to, or use of, the Website may be effected without prior notice. If You do not abide by the terms of this Agreement, You agree that we may immediately deactivate or delete Your user account, if any, and all related information and/or files in Your user account and/or bar any further access to such information and/or files and/or the Website (or part thereof). Further, You agree that We shall not be liable to You or any third-party for any termination or cancellation of Your access to, or use of, the Website. You acknowledge that Your only right with respect to any dissatisfaction with any modification or discontinuation of or to the Website, or any policies or practices by Point Alliance in providing the Website, including without limitation any change in content, is to cease using the Website and cancel or terminate Your subscription or registered user account, as applicable. Although Point Alliance does not constantly monitor the Website, it nevertheless expressly reserves the right to do so.

From time to time, We may supplement this Agreement with additional terms and conditions pertaining to specific content, activities or events ("Additional Terms"). Such Additional Terms may be placed on the Website to be viewed in connection with the specific content, activities, features or events and shall be identified as such. You understand and agree that such Additional Terms are hereby incorporated by reference into this Agreement.

Point Alliance controls ipoint.to from its offices within the Province of Ontario, Canada. The Website can be accessed from all provinces and territories of Canada and from other countries around the world. As each of these jurisdictions have laws that may differ from those of the Province of Ontario, by accessing the Website, You agree that all matters relating to access to, or use of, the Website, or any other hyperlinked website, shall be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. You also agree and hereby submit to the non-exclusive personal jurisdiction and venue of the courts of the Province of Ontario and acknowledge that You do so voluntarily and are responsible for complying with all local laws.

Linking Agreement

Users posting a link to the Website on a Third Party Sites must ensure they do not contain any web content that if shared or posted by a User would be a violation of the User conduct rules set forth above. Without limiting the forgoing, Users agree not to post a link to any website that contains, and represent and warrant that any such website does not and will not contain, any content that is infringing, harmful, threatening, unlawful, defamatory, abusive, inflammatory, harassing, vulgar, obscene, lewd, fraudulent, or invasive of privacy or publicity rights or that may expose Point Alliance or its Users to any harm or liability of any type. Upon including of a link, Users agree to defend, indemnify and hold Point Alliance, its subsidiaries and affiliates, and each of their directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable legal fees, arising out of or in connection with any links, content, or other items or materials which may be shared or posted through links, or any breach or alleged breach of the foregoing representations and warranties.

By including a link to the Website on a Third Party Site, User automatically grants, and represents and warrants that it has the right to grant, to Point Alliance an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use the Website in order to link to, use, copy, publish, stream, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part), summarize, and distribute the content, links and other materials of any kind residing on any web pages on which User places the link.

Site Content

All content on the Website, including but not limited to designs, text, graphics, pictures, video, information, applications, software, music, sound and other files, and their selection and arrangement (the "Site Content"), are the proprietary property of Point Alliance, its users or its licensors with all rights reserved. No Site Content, may be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without Point Alliance's prior written permission. Provided that You are eligible for use of the Website and subject to these Terms of Use, You are granted a limited license to access the Website and the Site Content and to download or print a copy of any portion of the Site Content to which You have properly gained access solely for your personal, non-commercial use, provided that you keep all copyright and other proprietary notices intact. You may not upload or republish Site Content on any Internet, Intranet or Extranet site or incorporate the information in any other database or compilation, and any other use of the Site Content is strictly prohibited. The foregoing license is subject to these Terms of Use and does not include use of any data mining, robots or similar data gathering or extraction methods. Any use of the Website or the Site Content other than as specifically authorized herein, without the prior written permission of Point Alliance, is strictly prohibited and will terminate the license granted herein. Such unauthorized use may also violate applicable laws including without limitation copyright and trade-mark laws and applicable communications regulations and statutes. Unless explicitly stated herein, nothing in these Terms of Use shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise. This license is revocable at any time without notice and with or without cause.

Acceptable Use Policy

If You become aware of misuse of the Website services by any person, You must report it to Point Alliance.

You understand that except for advertising programs offered by Point Alliance and its Website the Website is available for Your personal, non-commercial use only. Users represent, warrant and agree that no materials of any kind submitted through a registered account or otherwise posted, transmitted, or shared by Users on or through the Website will contain libelous, defamatory or otherwise unlawful material.

You may use the Website only for lawful purposes.

Without limiting the generality of the foregoing sentence, You also agree not to use the Website to do the following:
(i) harvest or collect contact information of other Users from the Website by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications;
(ii) use the Website in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Website;
(iii) use the Website in a manner that violates any applicable law, rule, statute or regulation;
(iv) use the Website in a manner that infringes the intellectual property rights of others;
(v) use the Website in a manner that violates or infringes any privacy, publicity or other personal rights of others;
(vi) use the Web site to link to or make available any content that Point Alliance deems to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable;
(vii) use the Website to link to or make available any unsolicited or unauthorized advertising, solicitations, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;
(viii) use the Website to link to or make publicly available on the Website any private information of any third party, including, without limitation, addresses, phone numbers, mail addresses, social insurance numbers and credit card numbers;
(ix) use the Website to link to or make availalbe any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
(x) use the Website to link to or make available content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, provincial, national or international law;
(xi) use the Website to link to or make available content that, in the sole judgment of Point Alliance, is objectionable or which restricts or inhibits any other person from using or enjoying the Website, or which may expose Point Alliance or its Users to any harm or liability of any type;
(xii) use or attempt to use another's account, service or system without authorization from Point Alliance, or create a false identity on the Website; and
(xiii) use automated scripts, spiders, bots or similar means to harvest or collect member information or other information from the Site.

Registered Users

Certain portions, components, content and features of the Website are only available to individuals who register with Point Alliance and create a user account on the Website (each, a "Registered User"). If you are a Registered User then You agree to the following:
(i) In consideration of Your use of the Website, You represent that You are eighteen years of age (18) or older and are not a person barred from receiving services under the laws of the Province of Ontario and the federal laws of Canada or other applicable jurisdiction. You also agree to:
(a) provide true, accurate, current and complete information about yourself as prompted by any registration form(s) on the Website (the "Registration Data") and
(b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, Point Alliance has the right to suspend or terminate Your account and refuse any and all current or future use of the Website (or any portion thereof).
(ii) Please choose carefully the information You post on the Website and that You provide to other users. Your profile may not include the following items: telephone numbers, street addresses, and any photographs containing nudity, or obscene, lewd, excessively violent, harassing, sexually explicit or otherwise objectionable subject matter. Despite this prohibition, information provided by other users (for instance, in their profile) may contain inaccurate, inappropriate, offensive or sexually explicit material, products or services, and Point Alliance assumes no responsibility or liability for this material. You are solely responsible for Your interactions with other users of the Website.
(iii) Registered Users will receive a password and account designation upon completing the Website registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under Your password or account. You agree to
(a) immediately notify Point Alliance of any unauthorized use of Your password or account or any other breach of security, and
(b) ensure that You exit from Your account at the end of each session.
(iv) As a Registered User of the Website we may, from time to time, email to you publicly available information about other Registered Users of the Website, at our discretion.
(v) We may send email communications related to your registration/membership in order to keep you updated about important changes to the Website, these Terms of Use, our Privacy Policy, etc.
(vi) As a Registered User of the Website, you agree that you are responsible for managing your privacy and email settings.

External Links

The external links on this Website may take you to other websites. Point Alliance is not responsible for the contents of any linked website. Point Alliance makes no representations or warranties regarding, and does not endorse, any linked website, the contents thereof, the information appearing thereon or any of the products or services described thereon. Links do not imply that Point Alliance sponsors, endorses or is affiliated or associated with the entity that owns or is responsible for any linked website. If you decide to visit any linked websites, you will do so at your own risk.

Point Alliance is not responsible and assumes no liability for third party contents of this Website or third party information provided through this Website.


Any use of or reliance on this Website, the contents of this Website or the information provided through this Website shall be at your sole risk. Point Alliance makes no representation or warranty of any kind regarding this Website, the contents of this Website or the information provided through this Website, all of which are provided on an "AS IS" and "AS AVAILABLE" basis. Point Alliance expressly disclaims all representations, warranties, conditions and endorsements as to the operation of this Website, the contents of this Website or the information provided through this Website. Without limiting the generality of the foregoing, Point Alliance makes no warranty as to the accuracy, quality or completeness of the contents of this Website or information provided through this Website, nor to merchantability or fitness for a particular purpose, nor to title or non-infringement, nor to the absence of any software virus or other harmful component. Point Alliance does not warrant that this Website or the delivery, hosting and ancillary services or facilities of third party suppliers utilized by Point Alliance will continue to operate, will operate without interruptions or will be error-free.


Point Alliance owns and retains the copyrights to the materials found on this site. Unless otherwise authorized by Point Alliance, no one is allowed to reproduce in whole or in part, in any form, any information found on the Website. You may download one copy of the materials on any single computer for your personal non-commercial use only, provided that all the copyright information and other proprietary notices are kept intact.



You agree to indemnify and hold Point Alliance Inc. and its subsidiaries, affiliates, officers, agents, partners and employees harmless from any damage, liability, claim, or expense (including reasonable attorneys’ fees) arising out of or in connection with your use of the Website, your violation of these Terms of Use, or your violation of the rights of a third party or any law.

Privacy Policy

Your privacy is very important to us. We encourage you to read the Privacy Policy.